You need to file a report with the Federal Trade Commission. Also keep calling the police, they are required to take a report tell them if they do not you will be calling your local Representatives to handle the situation. You also need to contact the credit card companies and let them know you are a victim of fraud. Ask them what steps you need to take to clear up the matter. If you have joint bank accounts he illegally opened go to the bank and tell them you are a victim of fraud. DO NOT PAY OFF THE ACCOUNTS OR OFFER SETTLEMENT. This is an automatic admission of guilt. You also need to contact all three credit reporting agencies and tell them you are a victim of identy theft. Stay on the issue, the companies want you to walk away and just pay them.
and will help answer a lot of your questions

It’s a crime. Find a good lawyer and sue. Good luck!

most likely it isn’t legal.
esp if you did not give your consent and it affected your credit report.

You definately should file a police report as soon as possible.

Take copies of the police report to the banks he opened the accounts with and speak with a manager.
Request that the banks give you a written statement that they have received the police reports and acknowledge the fact that the accounts were opened without “your” signature or your knowledge.

Keep the police report and those statements safe for years to come.

The banks might do what the police won’t. Among other things they may file a complaint against your ex with your AG.and possibly file charges against your ex for fraud.

The quicker you file a police report the better.

It may eventually come down to where you need an attorney, but you may never need to if the banks handle it correctly.

Well, well, if he opened them up while you were married, they were joint debts. You divorce lawyers should have addressed this issue during your divorce procedings. Did you not check your credit before you went to court?

call the bank and see what happened and explain your side. Assuming what happen is not what happened.

the card is not open or valid unless you use it

From 6/25 to (current/latest) 7/24 I have been charged 7 different times by this “company.” I have just now payed attention to these transactions (shame on me). My bank advised me to contact Electronic Claims Service (1-877-366-1121) as soon as the latest transaction gets posted. I will also be contacting the BBB. The charges to my card appear in groups of two; first a charge for either .90 or 1.19 and then a larger charge (so far 39.73 is the largest). This is not the first forum where someone has made a claim that this company is wrongly withdrawing money from accounts. I suggest everyone affected contact the BBB and maybe their local news station. Someone out there is making a boatload of money from this… as of today they’ve gotten $149.92 from me.

yes its fraud a person under 18 cannot usually have a credit card because they cannot be held liable for the payments because there still considered a minor

My boyfriend recently had the same issue. He went on the EPGbill website and called their 24/7 number. They asked for the first 6 digits of his card and his area code to verify the charge. They promised to return his money back to his account in 6-7 days. It’s definitely a scam though. By promising to return the money that quickly, they probably didn’t want to ignite a big issue that would eventually expose their scams.

The guy on the phone says that EPGbill is a “third party” so they don’t have any information about why or how they are charging random people. I say it’s all just a big scam.